Jul 18

Money Be What? Question #7

“I Have My Own Jewelry Business, Using The Jar System Where Would The Money For Supplies, Etc. Come From?”

-Alex Argo

Note: “The Jar System” Is A Money Management System in which you split your money up like so…55%Expenses, 5% GIVE, 10% Play, 10% EDUCATION, 10%Long Term Savings, 10% Investments (IRA/IRA Roth/401k) To Learn More Go Here

Submit YOUR Money Questionsspecificmoneyproblem

Here Are Some Amazing Resources For you…

**Entity Structures Course I Highly Recommend. Everything you need to know about how to structure your business to protect yourself from lawsuits and how to pay the least you can legally in taxes…I took this in March, I was surprised at how much ! didn’t know. One mistake I was mistaking could have cost me $200k.

Use this code to get $500 off the course…worth ever penny and then some. D123

**The Fashion Designer Survival Guide

Great Book On The Ins and Outs of the Fashion Industry

**Guerilla Business School

You NEED To Go To This Course, End of Story. I Will Say No More;)

Congrats on your Jewelry Business! I’ll have to check it out…

I like to treat a business as a completely separate entity. There are several ways to manage your money with that in mind. One way to do it is to take the money you make from your jewelry, reinvest whatever the materials and other expenses cost and whatever else you would like to take to reinvest into your business from the gross profit margin.

Then pay yourself out whatever is left. That would be the money you would then use the Jar System with. So for example. You sell earrings for $40 It costs you $10 to make them. So you reinvest $15 into your business {an extra $5 or whatever you want to use for cushion if you’d like} Pay yourself out $25. That $25 you will then split up into your JARS.

Related Questions: What Is The Jar System?

Disclaimer: We Are Not Certified Financial Advisors. We keep it a little more down to earth and relaxed on this site;)

P.S.  Hey:) Did someone you know who could REALLY use this information pop into your head just now? Don’t hesitate! Please, choose from the following icons below and Redistribute…Thanks

Jun 25

Money Be What? Question#5

“I Don’t Have Health Insurance. How Can I Afford Emergencies And Doctor Visits?”

Submit YOUR Money Questionsspecificmoneyproblem

As far as health insurance goes and other “emergencies” you can take your LONG TERM SAVINGS Jar and split it in half. So take 5% and save for a car and then take 5% and use it for a “cushion.” I truly don’t believe in saving for emergencies or rainy days. Money is another form of energy so I feel that if you are putting energy into rainy days you are going to spend a lot of time soaked and wet. So instead of manifesting emergencies, I would just give yourself what I call a “cushion.” That way you can use it for various things that have no negative or positive connotation.

If you don’t have health insurance, where do you live? “Healthy San Francisco” is amazing and for anyone who is not in SF I always recommend FDI. You get HUGE prescription discounts 10-60% off, and you have 24 access to a doctor on the phone so they can call your prescriptions in without you having to sit in the doctor’s office for something minor. You also get access to Wellness TRAX which is an herbal/homeopathic route. I live in San Francisco and I use FDI, lol. So I chose it over Healthy SF. I do have friends that like Healthy SF though, I just can’t speak from personal experience. If you have any questions about it though I can ask around for you to some of my friends who use it.

Jun 11

Money Be What? Question #3

“How Do You Recommend Getting A Job For Necessity When You Are Unemployable By Nature?”

-Kelly Mullen, Ontario, CANADA

Submit YOUR Money Questionsspecificmoneyproblem

Some Courses You NEED To Take…

Guerilla Business School

World’s Greatest Marketing Seminar

Send Me Your Follow Up Questions…lessworkmoreart@gmail.com

Jun 4

Money Be What? Question#4

“How Do I Teach My Kids To Manage Their Money At An Early Age?” -Francesca, Los Angeles

Submit YOUR Money Questions
specificmoneyproblem

THESE TWO Go Together. Read The Article, USE The Jar Kit…

Money Saving, PAINT YOUR OWN Jar Kit (parental supervision NEEDED)

The Artist’s Money Management System

Jun 2


May 28

Money Be What? Question #8

“I Am A Waitress And I Make Most Of My Money In Cash. How Do I Manage That?”

Submit YOUR Money Questions
specificmoneyproblem

Related Articles I Recommend: What Is The Jar System?

Get Your OWN Hand Made “Paint Your Own” JAR Kit To Put Cash In At HOME

For Budgeting HELP Mint.com

GREAT Book For Money Management Secrets of the Millionaire Mind

Disclaimer: I Am Not A Licensed Financial Advisor. We keep it a bit more laid back and relaxed on this site;)

P.S.  Hey:) Did someone you know who could REALLY use this information pop into your head just now? Don’t hesitate! Please, choose from the following icons below and Redistribute…Thanks

May 21

Money Be What? Question #9

“Do You Have Any Advice For Poor Struggling Artists Trying To Survive?”

Submit YOUR Money Questions
specificmoneyproblem

CLICK BUTTON BELOW to SUBMIT YOUR Questions

specificmoneyproblem

This Book REALLY Helped With My Attitudes Around Money

Secrets of the Millionaire Mind

Articles I Recommed: What Is The Jar System?

The Laid Off Artist’s Survival Guide

Discalimer: I Am Not A Certified Financial Advisor. We keep it a little more laid back and relaxed on this site;)

P.S.  Hey:) Did someone you know who could REALLY use this information pop into your head just now? Don’t hesitate! Please, choose from the following icons below and Redistribute…Thanks

May 14

Have Credit Issues?

credittrax

Check out FDI. One of the many services they offer is CREDIT TRAX. These people fight like pit pulls to improve your credit score they are nuts! FDI is as Low As $39.99 a month

$39.99/month

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Budgeting Help!

mint_white

Mint! This site is amazing. They email you to let you know when you have exceeded your budget and THEY make the budget for you, it’s FREE And it’s too easy.

They also email you when your bank charges you anything. I have avoided a few shady fees from a banking institution that shall remain nameless. Tee hee.

FREE

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Large Amount Of Debt To Pay Off?

equitytraxOnce again FDI. They have EQUITY TRAX which will help you save up to 50% of the cost of your debt. I like how they don’t try to charge you a bunch of money to consolidate your loans and then hurt your credit score in the process. They go after the REAL enemy, which is interest.

Go to “Memberships” Under “Everything Financial” Credit TRAX will be listed there. You can check it out.

$39.99/month…you get More than Credit TRAX for this price.

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Looking For Grants?

government-grantsYep, that’s it. Watch out for scammy sites on this one.
My advice would be to go this route. It takes a long time. Don’t wait around
for the Government or anyone to fund your business. May I give you a tip?
If you are offering services or products have your customers PRE-PAY for them.
Say no to Receivables. Say HELL NO! You need Cash Flow to stay in business.

FREE

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Need HELP With Receivables? Can’t wait for that Check Any Longer?

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Advance Me

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Need A Loan?

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Looking For Investors?

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Like I mentioned above…have customers PRE-PAY. Most Investors like to see a company that is already making money. They have a system that if you Invest more money into it can be duplicated, expanded and therefore make more money. Don’t be that person waiting around for Investors, GET STARTED!

If you Are Already Successful and Looking to expand…

Looking For Angel Investors

Angel Capital Education

Angel Capital Association

Angel’s Den

K 4 Forum

Looking For Venture Capital Funding

VC Finance

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Legal Advice…

legalscale

FDI (yes I mentioned them again, they handle a lot of problems at once) Has something with Legal Club of America where you can get FREE legal consultations when you need them. A lot of time we don’t need a lawyer to go to trial we just need some quick advice…

Tax Mastery Bootcamp/ Entity Structures…FOR BUSINESS OWNERS

I wound up going to this in March. A WEALTH of information. It’s REALLY important to learn how to PROTECT yourself and pay the FAIR amount of taxes you should be paying. Did you know that you are a sole proprietor by default? And as a sole proprietor you have the LEAST amount of protection and pay the MOST taxes.

You will walk away from this course knowing EXACTLY what entity structures you will need for your business if you have one so you will have MAX protection and pay the LEAST amount of taxes.

Money Be Green Loves you, so Go Here and enter THIS Code…D123

You will Save $500

Do we hook you up or what?

You may want to try these blog out too. They give some advice as well that you may find helpful for quick questions…My friend Josh recommended them and I checked them out, they are pretty cool!

Startup Company Lawyer

The Start Up Lawyer

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Need Someone You Can Trust To Manage Your Retirement?

wealthdiagnostics

FDI has something called “Wealth Diagnostics” Go to the main page and click on “Memberships”then click on “First Class VIP.” It will explain the details under “First Class Retirement.” They are not Mutual Funds. For those of you who don’t know, I definitely don’t promote Mutual Funds. Especially in this climate. They work with ETF’s ONLY. If you are not sure what I’m talking about you may want to check this out.

A lot of times you need to be an accredited Investor (make $200,000 a year at least and your net worth is $1 million or more not including the house you live in) in order to get people who know what they are talking about to even look at your money.

What I like about “Wealth Diagnostics” is that you have access to a good system and you can Invest as little as $100 a month. So do your research and check them out.

$129.99/month